Financing Options
Financing Options
Flexible Marine Financing for Every Boater. At Regal Boats Marine B.V., we understand that a quality outboard motor or marine engine is a significant investment. We offer flexible financing solutions to help you get on the water without draining your capital — no hidden fees, no surprises.
Our Financing Solutions
1. Private Installment Plan (Particulier)
Spread the cost of your new or pre-owned outboard motor across 12 to 60 months with fixed monthly payments.
| Feature | Details |
|---|---|
| Available for | Private individuals (personal / leisure use) |
| Amount range | €1,500 – €75,000 |
| Terms | 12, 24, 36, 48, or 60 months |
| Interest rate | From 6.9% APR (subject to credit approval) |
| Down payment | 0% – 30% (flexible) |
| Decision time | Usually within 24–48 hours |
2. Business Lease / Financial Lease (Zakelijke Lease)
Preserve your working capital and keep your fleet modern with a tailored business lease.
| Feature | Details |
|---|---|
| Available for | VAT-registered businesses, charter companies, marinas |
| Amount range | €5,000 – €150,000+ |
| Terms | 24 to 84 months |
| Financial lease | You become the economic owner; asset on your balance sheet |
| Operational lease | Fixed monthly fee; maintenance packages available; upgrade flexibility |
| Tax advantage | VAT reclaimable; payments may be tax-deductible (consult your accountant) |
| Decision time | 24–72 hours for standard applications |
3. Deferred Payment Plan (Uitgestelde Betaling)
Need the engine now but waiting for insurance payout, boat sale, or seasonal income?
- Split payment: 50% at order, 50% within 90 days of delivery
- No interest if paid within the 90-day window
- Administrative fee: €150–€250 depending on engine value
- Available for: Orders over €3,000
- Requires: Signed agreement and valid ID
4. Trade-In + Finance Combo
Have an old outboard motor to trade in? We appraise your current engine and apply the trade-in value directly as your down payment — reducing your monthly installments or even eliminating the need for cash upfront.
- Instant appraisal during your showroom visit or via photo/video
- Trade-in value applied directly to your finance agreement
- Available for all major brands in working or non-working condition
How It Works
Choose Your Engine
Browse new & pre-owned Yamaha, Mercury, Suzuki, Honda, and Evinrude outboards.
Request a Quote
We prepare a no-obligation, personalized quote based on your selection and profile.
Submit Application
We handle the paperwork. Provide ID, proof of income, and business docs if applicable.
Approval & Agreement
Sign the credit agreement electronically after approval by our financing partner.
Delivery
We prepare and deliver your engine after the first payment is received.
Eligibility Requirements
For Private Customers
- Minimum age: 18 years
- Resident of the Netherlands, Belgium, or Germany (other EU countries on request)
- Stable, verifiable income
- No active negative BKR registration* (exceptions possible — contact us)
- Valid bank account in your name
For Business Customers
- Registered Dutch or EU business (KvK / Chamber of Commerce)
- Active for at least 12 months (exceptions possible for strong financials)
- Positive equity and cash flow
- Director / UBO with clean financial history
What You Need to Know
Key Terms
- APR (Annual Percentage Rate): The total cost of your credit expressed as an annual percentage, including interest and mandatory fees.
- Total Amount Payable: The sum of the loan amount plus all interest and fees over the full term — clearly shown in your quote before signing.
- Right of Withdrawal: Under EU consumer credit law, you have 14 calendar days to withdraw from a credit agreement without penalty.
- Early Repayment: You may repay your loan early in full or in part. Early repayment may incur a small statutory compensation fee capped by EU law.
Frequently Asked Questions
Yes. We offer financing on both new and certified pre-owned engines, subject to age and value limits (typically up to 10 years old and minimum €1,500 value).
Not always. Some partners offer 0% down payment for qualified buyers. A down payment lowers your monthly installment and total interest paid.
Yes. Your finance agreement can include the engine, controls, rigging, propeller, and installation labor as a single package up to the approved credit limit.
With a private installment plan, you remain responsible for the loan. You must settle the remaining balance or transfer the obligation per your lender's terms. Business lease terms depend on your specific contract — review with our team before signing.
We primarily serve the Netherlands, Belgium, and Germany. For other EU countries, contact us — we may arrange financing through a local partner or accept bank transfer installments.
Our partners may perform a credit check (including BKR registration) as part of approval. This is standard and recorded as a standard credit inquiry.
Important Disclaimers
- Regal Boats Marine B.V. does not provide credit itself. All financing is subject to approval by independent, licensed financing partners.
- Interest rates, terms, and availability are determined by the financing partner and subject to change based on market conditions and your credit profile.
- The examples shown are illustrative only. Your actual monthly payment, APR, and total cost will be confirmed in your personal, non-binding quote.
- We recommend reading the full credit agreement carefully before signing and consulting an independent financial advisor if uncertain.
- All offers are subject to the general terms and conditions of the respective financing partner.
Request Your Free, No-Obligation Finance Quote
Ready to explore your options? Contact us today and our team will prepare a tailored financing proposal for your next outboard motor.
Email Us Call +31 970 050 306805171 DR Kaatsheuvel
The Netherlands
09:00–17:00 CET
Last updated: August 2026